Individuals & Families

Hicks Capital adheres to a client-focused investment process based upon innovative investment management and asset allocation strategies that are customized to each client's objectives. Ultimately, the client’s goals must shape the investment strategy. We employ a disciplined and comprehensive client risk tolerance assessment which is complemented by unwavering personal service. That is why our advice is client-centered and client-specific.

Decades of market performance data and academic research define our investing philosophy and shape our investment process. We recognize the influential role that human behavior and emotion can play on financial decision making. And, we are clear and consistent in what we believe about the financial markets and why we make the investment recommendations we do.

Do any of these questions run through your mind? Can I retire with the investments that I have now... Will I outlive my money... How much can I withdraw from my retirement accounts... When should I take social security... How will taxes impact my income...

Yes, we know. The stream of considerations is endless. The good news is this: Whether you are already in retirement or just now starting to plan for retirement, we can help you determine a good and viable path forward. We will take a holistic view of all your income sources – social security, pensions, annuities, and IRA distributions. Then, we take a deep dive into your expenses and analyze your family budget.

Going to probate court and settling estates are no walk in the park. You may wish to leave assets to your family, church, charitable passion, or some combination of the three. We help you develop a wealth transfer strategy that protects your intentions. We work with your attorneys to develop a plan to transfer your assets in the most tax efficient manner, while avoiding the common mistakes of estate planning.

You have worked hard for the assets you have accumulated over time. Creating a solid wealth management plan includes managing the risks that surround a family. We review all areas of risk – life, health, property & casualty, umbrella, disability, long term care, income, business, estate tax, business and investment. Think about the impact a sudden loss or accident would have on you and your family's ability to achieve your financial goals. It is uncomfortable to think about negative events, but you will have peace of mind knowing that you and your family are prepared to deal with loss during those difficult times.

For many, giving back and stewardship is what is most important in life. Sharing your wealth to make a difference in the world can be powerfully rewarding. We analyze your current giving and develop a plan for future giving. Whether it be during your lifetime or at your death, we develop a strategy to maximize the value of your gifts in the most tax efficient manner.

The Hicks Capital team thinks about the tax implications of everything we do for clients. In other words, we believe tax management is a continual and proactive process, not a task for a few weeks in March and April each year.

It starts with the investment portfolio, where tax planning is integrated through strategies such as asset location, tax-loss harvesting, tax-free income, and the use of tax-efficient investment vehicles.